228 loan Things To Know Before You Buy
228 loan Things To Know Before You Buy
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The Board evaluates a small bank's document of assisting to meet up with the credit requirements of its full Neighborhood pursuant into the Tiny Bank Lending Check as supplied in paragraph (a)(2) of the area, unless the compact lender opts to get evaluated pursuant towards the Retail Lending Check in § 228.22.
(E) Allocation on the greenback number of the community progress loan or Group development financial commitment to geographic areas served because of the loan or expenditure:
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In each relevant Retail Lending Take a look at Place, the Board evaluates originated and acquired loans in Each individual of the next solution strains That could be a main item line, as explained in paragraph (d)(2) of the segment:
(v) To accumulate ownership or control of shares or all or significantly the entire assets of the personal savings association, to cause a price savings Affiliation to become a subsidiary of the personal savings and loan holding corporation, or to merge or consolidate a price savings and loan holding corporation with some other financial savings and loan holding organization inside a transaction that needs acceptance underneath section 10 of the house Owners' Loan Act (12 U.S.C. 1467a).
(i) All the knowledge expected with the lender's general public file must be taken care of at the leading Place of work and, if an interstate bank, at one particular branch Workplace in Just about every Point out; and
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If an intermediate financial institution opts to get evaluated pursuant towards the Group Growth Financing Exam in § 228.24, the Board evaluates the intermediate bank to the analysis time period previous the bank's up coming CRA examination pursuant to your Community Progress Financing Take a look at in § 228.24 and proceeds evaluations pursuant to this efficiency examination click here for subsequent analysis periods right until the bank opts out.
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(i) All the information necessary for that lender's public file should be taken care of at the leading office and, if an interstate financial institution, at 1 branch Office environment in Each individual State; and
The Board evaluates a lender's distant provider facility availability inside a facility-based assessment spot dependant on the subsequent:
The Multistate MSA Local community Development Financing Benchmark steps the dollar quantity of community development loans and Neighborhood growth investments that advantage or provide a multistate MSA for all huge depository institutions as compared to deposits located in the multistate MSA for all massive depository establishments, calculated pursuant to paragraph II.h of appendix B to this aspect.
Notwithstanding the necessities of the part, a military services lender whose clients are usually not Found within an outlined geographic space may perhaps delineate your complete America and its territories as its sole facility-based evaluation space.
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